Send Money to Ghana from the USA at Best Exchange Rates

Highest remittance rate for converting 1 USD to GHS = 3.07

Best Way to Transfer Money to Ghana from the USA

Globally, it is estimated that more than 26 million people live and work outside their home countries to seek opportunities. These people then send the hard-earned money to their families residing in their home countries which add a huge per cent to the GDPs of both the countries. This has helped Ghana to become a medium income country because Ghanaian residents living in the US transfer a large amount to their families. In this process, many money remittance companies have played a key role, which has provided low-cost transfers and the best exchange rates.

Therefore on this page, we have compared the “Top money transfer service from the USA to Ghana”.

Please find below the list of companies in sorted order which is providing the "cheapest way to transfer money to Ghana" from the USA which offer highest exchange rates and low fee.

Many people are stuck between options when it comes to sending money from USA to Ghana because of the many available and confusing options. Thanks to Exchange Rate IQ however, you can quickly select a suitable money transfer service and learn how services like XE Money can make life easier for you.


Mid Market Rate



Mid Market Rate


Sort By:
You Pay (Includes Fee $ 3.99) $ 4.99
Receiving Amount
¢ 15.31
Realized Exchange Rate
remitly USD to GHS Exchange Rate
Best Value


Transfer Time : 1-2 Days
Remitly is a one of the safest & leading money transfer service provider for sending money from USA to Ghana for sending amount 1. Today’s Remitly exchange rate for sending money from USD to GHS is 15.31 with a $ 3.99 fee. Based on the Exchange Rate IQ calculations it offers the Best Value for your money transfer. The realized exchange rate after considering the fees is 3.07. The pay in options available are Bank, also you can receive money using Bank, at multiple Remitly partner locations. The transfer time usually range between 1-2 Days. For more detailed review of Remitly click here
1 More Option Available

You Pay
(Sending Amount + Fee)

Exchange Rate
(remitly / Realized)

Receiving Amount
(Receiving Amount)

$ 5.99
Pay-In :
15.31 / 2.56
1-2 Days
¢ 15.31
Pay-Out :

More Options For Different Sending Amount

We have rates for some more providers but for either less or more sending amount
TransferWise operates on a peer-to-peer exchange basis, meaning that two individuals exchange currencies between themselves, without an intermediary,such as a bank.

Supported Amount - $6 to $ 6906
Exchange Rate


More Available Options

You can check rates of some more providers that may support your country
With a worldwide agent network of more than 314,000 locations in 144 countries and growing
Travelex is a money remittance company which is specially known for providing effective services to travelers across the world. People can transfer money online, use its money card and get currency exchanged at its stores. 
Western Union is an American financial services company which offer money remittance to more than 200 countries across the globe.

USD to GHS - Best Money Transfer Service Review Summary

  • Which is the best option available to send money from USA to Ghana after comparison?
  • With our real-time comparison on sending money from USA to Ghana ,
      we have found Remitly remittance services who are providing competitive exchange rates.
  • Top 1 companies are - ( Remitly, 3.07 ) .
  • To remit money in the bank account of Ghana, best companies is ( Remitly, 3.07 ).
  • Current money transfer offeres/promotions are available with money transfer services.
  • For quick money transfer from USA to Ghana with agent service is Remitly with exchange rate 3.07.
  • Available pay in when sending money from USA to Ghana Bank.
  • Available pay out when sending money from USA to Ghana Bank.
  • Other options to transfer money from USA to Ghana are Ria, Travelex, Westernunion .
  • The comparison result was last updated on Jun 15, 2024.
  • For the latest comparison result of USA to Ghana, Please visit ExchangeRate IQ regularly.

Best way to send cash pickup to Ghana from the USA

Many companies are offering their cash pickup services in Ghana from the USA which includes Transfast, MoneyGram and WorldRemit. All the companies have their agents in Ghana at multiple places who give cash to the recipient. You can use the one which has lower fees as well as higher exchange rates compared to others. Before sending money via cash pickup services you should consider the following points:

  • You must check if the company provides a 100% refund or not. Because, if your recipient is in no need of money or you want to cancel the transfer, the company should not charge any cancellation fees.
  • Check if the company is offering good customer services or not because if you face any issue while transferring or issue occurred in delivering the funds, you can contact to customer service, who can help you out.
  • Look out the best exchange rates possible so that you will get the proper value of your money with a lower transfer fee.

All the companies mentioned above are offering instant money transfer for the cash pick-up and therefore, they all the best money transfer companies for cash pickup in Ghana. The only difference is their exchange rates and transfer fee. 

Cash pickup locations in Ghana

  • Accra
  • Kumasi
  • Sekondi-Takoradi

Which are the best money transfer companies from the USA to Ghana?

The USA to Ghana is not a very competitive corridor and only a few companies are offering their services on this way. So, here we are providing you with some of the best companies according to the cheap, fast and also offer bank transfers.

Cheapest way to send money to Ghana from the USA

Fastest way to send money to Ghana from the USA

Best cash pickup options to Ghana from USA

Ghana banks offering remittance services


Which money transfer companies from USA to Ghana offer their services?

The USA to Ghana is not a very competitive money transfer corridor and only a few companies are offering their services on this way. Among those, WorldRemit, TransferWise and XE Money Transfer are the best ways to send money to Ghana. WorldRemit offer cash pickup services in Ghana, TransferWise offers multiple ways to transfer money so that the recipient receive money faster and XE Money Transfer does not charge any transfer fees and have a low per cent of margin on mid-market rates.

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Can I transfer money to Ghana from the US through my bank?

Yes, most banks offer a wire transfer service, but it is usually more expensive than using the dedicated money transfer websites or remittance companies. This amount will be transferred to the Ghana Bank account of the recipient. Besides this, all the companies offer online transfer from the bank account of the user to the recipient’s bank account.

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What are the multiple ways to transfer money from the US to Ghana?

One can transfer and receive funds to Ghana in multiple modes including bank transfer, cash pick-up, demand draft transfer, foreign currency cheque, debit card, and credit card. Western Union and MoneyGram offer cash pick up services to its users in Ghana and OFX offer free transfers.

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How to send mobile money to Ghana from USA?

WorldRemit offer mobile money transfer to Ghana from USA which the recipeint can use to pay for goods, public transport costs and even household bills. The amount transferred will be credited in their mobile wallet.

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Can I transfer money from the US to an account in another name to Ghana?

Yes, most money transfer companies require you to add the details of the receiving party. If you are sending money to Ghana online you will have to add the bank accounts of the receiving party. However, many companies do not allow third-party transfers, so you mostly need your own account.

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Are money transfers regulated in the USA?

Yes, money transfers are regulated by the US government. If you transfer more than the US $10,000 then you have to share your as well as the recipient’s personal details with the government.

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Historical Mid Market Exchange Rate From US Dollar (USD) to Ghana Cedi (GHS) (Weekly)

Current Exchange Rate(Mid Market) :- 15.02 GHS/USD

Mid-market Rate is a currency exchange rate. Usually traders in currency exchange market have two exchange rates -
  • Selling exchange rate - at which sellers are willing to sell a particular currency and
  • Buying exchange rate - at which buyers are willing to buy a particular currency.
Mid-market rate is the mid-point of these two rates. This is the most transparent and the most accurate exchange rate. It is also known as “Interbank Rate” or “Spot Rate” or “Real Exchange Rate”. This is the rate which independent sources like Reuter, Google etc show.

Compare Currency Conversion USD To GHS

Send US Dollar To GHANA Receive Ghana Cedi
1 USD TO GHS 15.02
50 USD TO GHS 751
100 USD TO GHS 1502
250 USD TO GHS 3755
500 USD TO GHS 7510
1000 USD TO GHS 15020
5000 USD TO GHS 75100
10000 USD TO GHS 150200
Send Ghana Cedi Receive US Dollar From GHANA
1000 GHS FROM USD --
5000 GHS FROM USD --
10000 GHS FROM USD --

Click To Compare Money Transfer Services For The Following

Best Money Transfer Rate USD to GHS

Company Name Live Exchange Rate
XE Money Transfer ¢ 15.02
Remitly ¢ 15.31

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