Ria Money Transfer Review- Transact Across the Globe 2019

All the useful information that you need to know before sending money with Ria Money Transfer!

5 stars based on 2512 reviews

Overview

Ria Money Transfer is a US-based money remittance company which was owned by Euronet Worldwide, Inc in 2007. The company has its headquarters in California. It provides multi-currency cross borders money transfers to individuals in the US, UK, Spain, Malaysia, and Australia. It has also launched the Walmart-2-Walmart money transfer service in 2014, which is one of its specialist areas. Benefits of using Ria Money Transfer are:
  • Competitive Exchange Rates
  • Easy, Fast and Secure Transfer
  • Worldwide Transfer Network
  • Multiple Payment Options

Exchange Rate IQ’s Review of Ria Money Transfer

Overall rating
9 /10

Launched in the year 1987, Ria Money Transfer is one of the oldest money transfer companies of US and has become the third largest company to provide money transfer services in the world. The company first started its services and store in New York City and later expanded it to 149 countries through more than 3.50 Lakh stores worldwide.

Ria money transfer online provides comparable exchange rates with the service fee ranging between 0 to 100 USD. The maximum amount that one can transfer through Ria in a day is $3,000 and $8,000 on a monthly basis. It offers remittance to customers through a bank account, debit and credit card. It also offers courier services or home delivery in selected countries including Armenia, the Dominican Republic, Hungary, Morocco, Nicaragua, Peru, the Philippines and Vietnam.

Its customer services are available over website support, email and phone service. The Customer Service is not available 24/7. The customer can take assistance in its stipulated hours. This is Monday to Friday from 5 AM to 6 PM (PST) and Saturday and Sunday from 6 AM to 6 PM (PST) or can mail the issues.

It has world-class security experts who monitor the unusual behaviour and works 24/7 for secured transfer. So, you can stay worry free about your personal data.

Pricing : How much does Ria Money Transfer cost?

8 /10

As a major platform in the world providing money transfer services, Ria FXonline offers better exchange rates comparing to most of the banks. It keeps updating the rates on a daily basis to align with the global markets. You can review the Ria Money Transfer Rates before sending which applies to your transaction.

The fees charged by Ria Money Transfer ranges between absolutely nothing FREE to $100. This depends on the mode of sending money, i.e., bank account, debit card, and credit card. It also depends on the recipient country and the way they receive the amount. This includes bank account deposit, pick up by Ria agent or courier delivery at home or office. The cheapest mode of transferring money is through a bank account with a typical fee that lowers than $5. While, if you want to transfer amount faster through debit card or credit card, you will benefit speed, but here the transfer fee cost up to Rs $65.

Below is the summary of fees that Ria charges for transfer to Kenya and other countries:

Online transfer to Kenya:

  • $5 if you transfer amount through bank account.
  • $65 if transferred through credit card.
  • $ 26 if transfer is done by debit card.

Online transfer to other countries:

  • Free to $5 if transferred via bank account.
  • $60 if you are transferring through credit card.
  • $ 11 if transfer is done by debit card.


Transparency: Does Ria Money Transfer have any hidden fees?

9 /10

Ria Money Transfer is very much transparent with its exchange rates and transfer fee. Once you begin the transaction, the exchange rate will be locked in and will be the same until the funds are released to the recipient. The fees charged by Ria has been clearly shown on the transaction and later more update when you choose further options. So, the total amount you can see is the amount you paid for your transaction and not a penny more.

You can also track the transaction that you did through Ria by your the order number, PIN or reference number. Even though, when you complete the transaction, it shows how long it could take. But in some instances, Ria flags the process due to some security reasons, which can increase the turnaround time. By taking the prior consent of the sender, they also send the transaction tracking details via email or SMS.

Transfer Speed: How long does it take to send money through Ria Money Transfer?

8/10

Ria Fxonline has variable transfer speed. If you transfer the funds through debit or credit card, the funds will be transferred within 15 minutes. While, if you transfer the money through a bank account, it may take 3-5 working days. However, your first transfer may also take 3-5 working days as you will get registered to their process. So, the quickest way to transfer the funds is debit or credit card, where average processing time is 15 minutes, which also attracts more fees.

When it comes to receiving the transferred amount, cash pick-ups and courier deliveries are the quickest modes. It also depends on the business hours of the payout agent and courier, but they usually deliver the funds on the same day.

So, if you want fast delivery due to any emergency, you may choose debit or credit card to send and home delivery for the recipient. However, if you have not any such emergency, you can send the funds through a bank account, so, it will not cost you much, and the receiver also receives the amount in the bank account within 3-5 working days.

The customer can send the amount of $3,000 daily, which means there is no option of transferring the large amount. They can send up to $8,000 per month. After that, the sender won’t be able to send more funds in a month.


Security : Is Ria Money Transfer Safe?

8/10

The first question that arises in anyone’s mind before sending money is “Can I trust online money transfers in the era of cyber crimes?” Then you should know that Ria secured your details and money by using SSL Certified technology. They use the models which helps them to spot any suspicious transactions or activities across website and apps. They have a world class team which works 24/7 to monitor the unusual behaviour on the website and keep a watchful eye on money transfer accounts.

For more safety of the customers, Ria never saves the details of debit and credit card. So, you can feel safe as they have no information regarding your cards with them. We believe physical and digital security of Ria is equivalent to many other companies as well as banks, so, here it deserves 8 out of 10.

User experience of Ria Money Transfer

7/10

Ria is a highly responsive website. Once you enter the country of recipient and amount, the exchange rate will be presented to you in zero clicks. The sign in process is also easy in Ria. It also offers Android and iOS Mobile apps as well for the customers, so, they can remit money wherever they are, without any delays. You can download Ria Money Transfer apps here (Android App and iOS App). Many times, the app asks the customer to log in twice. Besides this, you also need to sign up first to use the app (this is not you have to do if you use Exchange Rate IQ’s Android App and iOS App). One cannot send any extra funds through Ria on a monthly basis above $8,000.

The users can use Ria Money Transfer online and offline modes for transferring funds. In online mode, they can use website or mobile apps, in offline, they can transfer funds through its walmart service. Customers from the US can send the money from Walmart-2-Walmart, where Walmart acts as an agent for Ria. There is a fee structure for transferring the funds through Ria Money Transfer Walmart service which is provided in the table below:

Transferred Amount(in $) Competitors’ Prices(in $) Walmart-2-Walmart Price(in $)
0-50 4.75-5.00 4.50
50-200 11-12 9.50
400-500 34.50-40
600-700 46-58
800-900 57-76

About payment convenience, Ria accepts payments through bank accounts, all debit and credit cards. So, those who hold American Express cards, money market account holders, as well as cryptocurrency holders, could not send the funds through Ria. Bank deposits and home delivery are most used remittance services of Ria, which is affordable as well as fast. It also offers post office transfers in Kenya. The recipient can get delivery to home, office or wherever they want through the delivery agent of Ria.

As per user experience, we rate 7 out of 10 to Ria Money Transfer customer services, because customers are not satisfied enough with its apps and assistance facilities. We would have given a higher score to Ria if the users had clear understandings of their transaction and satisfied with its services.

Coverage: How many Countries & Currencies does Ria Money Transfer support?

8/10

By using Ria Money Transfer, one can send money from 5 countries to 149 countries worldwide in approximately 130 currencies. You can also transfer the amount in the US from Walmart-2-Walmart, up to 900 USD. Although Ria is one of the most significant money transfer corridors, it has vast opportunities to grow.

However, due to its maximum daily transfer limit, it may deter the customers who need to transfer a larger amount. It also does not offer business transfer, so only individuals can make the transfer from Ria money transfer to their family or friends. You can also earn up to $20 through Ria Money Transfer referral offer. You may also get $10 amazon gift card if you use Ria Money Transfer to India or any other country. It also does not allow charitable transfer to the individuals, so, we feel that the company has many areas to develop itself more. For using the services of Ria Money Transfer login here.

Here is the list of countries where Ria is offering its services:

From To
UK Columbia Ghana India Mexico Philippines
US Cambodia Denmark China Fiji Finland
Spain Egypt Armenia Argentina Australia Greece
Malaysia Hungary Indonesia Kosovo South Korea Oman
Australia Pakistan Peru Zambia Yemen Poland and more

For more details, you can get the Ria Money Transfer locations near you here.

Ria Money Transfer User Reviews and Ratings

reviews powered by trustpilot

Ria Money Transfer is the best I have…

Review published ago

Ria Money Transfer is the best I have been using it for over a decade.

by AnaIsa

Ria Money Transfer is the best I have…

Review published ago

Ria Money Transfer is the best I have been using it for over a decade.

by AnaIsa

Rude attitudes

Review published ago

I had a friend give me information about RIA and when they called me they were sweet at first but when I asked why they needed my information on my social media, he had an attitude saying "Its part of our identification system." but the catch is that they did not say that they was going to change the password or change the recovery email and when I asked them why they did that he said that he was nearly 40 years old and dont have any social media. When they were done sending the money I will be able to get everything back and normal. After the money send I will NOT be doing service with them and change all of my information.

by Jasmine Sanders

Rude attitudes

Review published ago

I had a friend give me information about RIA and when they called me they were sweet at first but when I asked why they needed my information on my social media, he had an attitude saying "Its part of our identification system." but the catch is that they did not say that they was going to change the password or change the recovery email and when I asked them why they did that he said that he was nearly 40 years old and dont have any social media. When they were done sending the money I will be able to get everything back and normal. After the money send I will NOT be doing service with them and change all of my information.

by Jasmine Sanders

quick reliable and professional seervice

Review published ago

quick reliable and professional seervice

by vincent

quick reliable and professional seervice

Review published ago

quick reliable and professional seervice

by vincent

The speed of transfer is excellent

Review published ago

The speed of transfer is excellent, the exchange rate is good but the fee is high. It went from $4 to $6. Other money remittance center charge lesser fee.

by Antonio

The speed of transfer is excellent

Review published ago

The speed of transfer is excellent, the exchange rate is good but the fee is high. It went from $4 to $6. Other money remittance center charge lesser fee.

by Antonio

The online website is tooooo slow and…

Review published ago

The online website is tooooo slow and wasting lot of time. Better do something about that.

by Naveed

Super low fee and high exchange rate

Review published ago

Super low fee and high exchange rate

by Jamila

It's Wonderful.

Review published ago

It's Wonderful.

by Fulbert

Thank you for making it easy for me to…

Review published ago

Thank you for making it easy for me to send money to my family.

by Noelline

I love ria money 💵 transfer easy to…

Review published ago

I love ria money 💵 transfer easy to use safe and effective reliable I just love the service

by Devon

as always safe and fast!

Review published ago

as always safe and fast!

by Tito

Very good and easy to use

Review published ago

Very good and easy to use

by Kokouvi

Best money transfer company

Review published ago

Best money transfer company. With zero issues. I love it. Thank you Ria money transfer

by Muizz

that sometimes not working especially…

Review published ago

that sometimes not working especially when sending above 500 this my experience every time i want to use rea

by Romulo

it simple and trust worthy process to…

Review published ago

it is simple and trust worthy process to transfer money....

by VENU

Faster than other...

Review published ago

Faster than other...

by wahyu

Excellent service!

Review published ago

Excellent service!

by MJ

RIA better than most competitors…

Review published ago

I was using another transfer company but since a friend told me about RIA, I have not gone back to the previous because I have found RIA much better. Sometimes it get difficult to load the website and to login

by Weli

Reliable and efficient

Review published ago

Reliable and efficient

by Anthony

...Ria is the BEST.

Review published ago

...Ria is the BEST... comparing to Western-Union and MoneyGram. Thanks Yawo.

by Yawo

I usually have problem to download my…

Review published ago

I usually have problem to download my transfert receipt also they locked my account sometimes. Apart these, it's the best money transfer application I ever have according to its price rates, I like it. Thanks Ria money transfer.

by Sedjro Mathieu
show more >>

Ria Money Transfer Transfer Process

Step by Step Guide to Transfer Funds with Ria Money Transfer

  1. Go to the website of Ria Money Transfer and Click on “Send Money” on the top of the page.

  2. Create an online account by Signing Up for free with Ria.

  3. Input all the details regarding your money transfer.

  4. Enter the name and place of the recipient.

  5. Select the payment method.

  6. Enter the credit card or debit card details if paying through any of them.

  7. Select the payment method.

  8. Re-check the information before confirmation.

  9. You’ll be redirected to the confirmation screen; here you will get the order number, which you will need later to track the transfer.

  10. Track the progress of your transaction by entering the PIN or any other reference number in the box.

Ria Money Transfer Promo Codes & Offers

All Countries
Send Money, Get a $10 Welcome Bonus!
All Countries
Refer a Friend, Earn $20!

Transfer Type And Modes

Pay In Options

Bank
Cash
Credit Card
Debit Card

Pay Out Options

Bank
Cash
Home Delivery

Service Mode

 Online

Exchange Rate Type

Fixed