Ria Money Transfer Review- Transact Across the Globe 2019

All the useful information that you need to know before sending money with Ria Money Transfer!

5 stars based on 2567 reviews

Overview

Ria Money Transfer is a US-based money remittance company which was owned by Euronet Worldwide, Inc in 2007. The company has its headquarters in California. It provides multi-currency cross borders money transfers to individuals in the US, UK, Spain, Malaysia, and Australia. It has also launched the Walmart-2-Walmart money transfer service in 2014, which is one of its specialist areas. Benefits of using Ria Money Transfer are:
  • Competitive Exchange Rates
  • Easy, Fast and Secure Transfer
  • Worldwide Transfer Network
  • Multiple Payment Options

Exchange Rate IQ’s Review of Ria Money Transfer

Overall rating
9 /10

Launched in the year 1987, Ria Money Transfer is one of the oldest money transfer companies of US and has become the third largest company to provide money transfer services in the world. The company first started its services and store in New York City and later expanded it to 149 countries through more than 3.50 Lakh stores worldwide.

Ria money transfer online provides comparable exchange rates with the service fee ranging between 0 to 100 USD. The maximum amount that one can transfer through Ria in a day is $3,000 and $8,000 on a monthly basis. It offers remittance to customers through a bank account, debit and credit card. It also offers courier services or home delivery in selected countries including Armenia, the Dominican Republic, Hungary, Morocco, Nicaragua, Peru, the Philippines and Vietnam.

Its customer services are available over website support, email and phone service. The Customer Service is not available 24/7. The customer can take assistance in its stipulated hours. This is Monday to Friday from 5 AM to 6 PM (PST) and Saturday and Sunday from 6 AM to 6 PM (PST) or can mail the issues.

It has world-class security experts who monitor the unusual behaviour and works 24/7 for secured transfer. So, you can stay worry free about your personal data.

Pricing : How much does Ria Money Transfer cost?

8 /10

As a major platform in the world providing money transfer services, Ria FXonline offers better exchange rates comparing to most of the banks. It keeps updating the rates on a daily basis to align with the global markets. You can review the Ria Money Transfer Rates before sending which applies to your transaction.

The fees charged by Ria Money Transfer ranges between absolutely nothing FREE to $100. This depends on the mode of sending money, i.e., bank account, debit card, and credit card. It also depends on the recipient country and the way they receive the amount. This includes bank account deposit, pick up by Ria agent or courier delivery at home or office. The cheapest mode of transferring money is through a bank account with a typical fee that lowers than $5. While, if you want to transfer amount faster through debit card or credit card, you will benefit speed, but here the transfer fee cost up to Rs $65.

Below is the summary of fees that Ria charges for transfer to Kenya and other countries:

Online transfer to Kenya:

  • $5 if you transfer amount through bank account.
  • $65 if transferred through credit card.
  • $ 26 if transfer is done by debit card.

Online transfer to other countries:

  • Free to $5 if transferred via bank account.
  • $60 if you are transferring through credit card.
  • $ 11 if transfer is done by debit card.


Transparency: Does Ria Money Transfer have any hidden fees?

9 /10

Ria Money Transfer is very much transparent with its exchange rates and transfer fee. Once you begin the transaction, the exchange rate will be locked in and will be the same until the funds are released to the recipient. The fees charged by Ria has been clearly shown on the transaction and later more update when you choose further options. So, the total amount you can see is the amount you paid for your transaction and not a penny more.

You can also track the transaction that you did through Ria by your the order number, PIN or reference number. Even though, when you complete the transaction, it shows how long it could take. But in some instances, Ria flags the process due to some security reasons, which can increase the turnaround time. By taking the prior consent of the sender, they also send the transaction tracking details via email or SMS.

Transfer Speed: How long does it take to send money through Ria Money Transfer?

8/10

Ria Fxonline has variable transfer speed. If you transfer the funds through debit or credit card, the funds will be transferred within 15 minutes. While, if you transfer the money through a bank account, it may take 3-5 working days. However, your first transfer may also take 3-5 working days as you will get registered to their process. So, the quickest way to transfer the funds is debit or credit card, where average processing time is 15 minutes, which also attracts more fees.

When it comes to receiving the transferred amount, cash pick-ups and courier deliveries are the quickest modes. It also depends on the business hours of the payout agent and courier, but they usually deliver the funds on the same day.

So, if you want fast delivery due to any emergency, you may choose debit or credit card to send and home delivery for the recipient. However, if you have not any such emergency, you can send the funds through a bank account, so, it will not cost you much, and the receiver also receives the amount in the bank account within 3-5 working days.

The customer can send the amount of $3,000 daily, which means there is no option of transferring the large amount. They can send up to $8,000 per month. After that, the sender won’t be able to send more funds in a month.


Security : Is Ria Money Transfer Safe?

8/10

The first question that arises in anyone’s mind before sending money is “Can I trust online money transfers in the era of cyber crimes?” Then you should know that Ria secured your details and money by using SSL Certified technology. They use the models which helps them to spot any suspicious transactions or activities across website and apps. They have a world class team which works 24/7 to monitor the unusual behaviour on the website and keep a watchful eye on money transfer accounts.

For more safety of the customers, Ria never saves the details of debit and credit card. So, you can feel safe as they have no information regarding your cards with them. We believe physical and digital security of Ria is equivalent to many other companies as well as banks, so, here it deserves 8 out of 10.

User experience of Ria Money Transfer

7/10

Ria is a highly responsive website. Once you enter the country of recipient and amount, the exchange rate will be presented to you in zero clicks. The sign in process is also easy in Ria. It also offers Android and iOS Mobile apps as well for the customers, so, they can remit money wherever they are, without any delays. You can download Ria Money Transfer apps here (Android App and iOS App). Many times, the app asks the customer to log in twice. Besides this, you also need to sign up first to use the app (this is not you have to do if you use Exchange Rate IQ’s Android App and iOS App). One cannot send any extra funds through Ria on a monthly basis above $8,000.

The users can use Ria Money Transfer online and offline modes for transferring funds. In online mode, they can use website or mobile apps, in offline, they can transfer funds through its walmart service. Customers from the US can send the money from Walmart-2-Walmart, where Walmart acts as an agent for Ria. There is a fee structure for transferring the funds through Ria Money Transfer Walmart service which is provided in the table below:

Transferred Amount(in $) Competitors’ Prices(in $) Walmart-2-Walmart Price(in $)
0-50 4.75-5.00 4.50
50-200 11-12 9.50
400-500 34.50-40
600-700 46-58
800-900 57-76

About payment convenience, Ria accepts payments through bank accounts, all debit and credit cards. So, those who hold American Express cards, money market account holders, as well as cryptocurrency holders, could not send the funds through Ria. Bank deposits and home delivery are most used remittance services of Ria, which is affordable as well as fast. It also offers post office transfers in Kenya. The recipient can get delivery to home, office or wherever they want through the delivery agent of Ria.

As per user experience, we rate 7 out of 10 to Ria Money Transfer customer services, because customers are not satisfied enough with its apps and assistance facilities. We would have given a higher score to Ria if the users had clear understandings of their transaction and satisfied with its services.

Coverage: How many Countries & Currencies does Ria Money Transfer support?

8/10

By using Ria Money Transfer, one can send money from 5 countries to 149 countries worldwide in approximately 130 currencies. You can also transfer the amount in the US from Walmart-2-Walmart, up to 900 USD. Although Ria is one of the most significant money transfer corridors, it has vast opportunities to grow.

However, due to its maximum daily transfer limit, it may deter the customers who need to transfer a larger amount. It also does not offer business transfer, so only individuals can make the transfer from Ria money transfer to their family or friends. You can also earn up to $20 through Ria Money Transfer referral offer. You may also get $10 amazon gift card if you use Ria Money Transfer to India or any other country. It also does not allow charitable transfer to the individuals, so, we feel that the company has many areas to develop itself more. For using the services of Ria Money Transfer login here.

Here is the list of countries where Ria is offering its services:

From To
UK Columbia Ghana India Mexico Philippines
US Cambodia Denmark China Fiji Finland
Spain Egypt Armenia Argentina Australia Greece
Malaysia Hungary Indonesia Kosovo South Korea Oman
Australia Pakistan Peru Zambia Yemen Poland and more

For more details, you can get the Ria Money Transfer locations near you here.

Ria Money Transfer User Reviews and Ratings

reviews powered by trustpilot

DO NOT USE RIA FOR PHILIPPINES

Review published ago

I spent a considerable amount of time talking to customer service before opening an account. They knew I was going to be sending money to the Philippines. Today I tried my first transaction and it was cancelled and NOW they tell me I can not do online money transfers to the Philippines. So if you want to send money to the Philippines, do not use RIA!!!!!

by DR Jones

DO NOT USE RIA FOR PHILIPPINES

Review published ago

I spent a considerable amount of time talking to customer service before opening an account. They knew I was going to be sending money to the Philippines. Today I tried my first transaction and it was cancelled and NOW they tell me I can not do online money transfers to the Philippines. So if you want to send money to the Philippines, do not use RIA!!!!!

by DR Jones

Waiting for three weeks to be reviewed

Review published ago

I simply appear not be able to get verified. Set up an account, I was requested to send in a passport copy and proof of address. Did that, normally it should take 30 minutes, this was over two weeks ago. Naturally I had to make my transfer at the time with Western Union, whom charge a lot more. I called Ria, told them it’s been two weeks since I sent in my documents. Told me to send them in again and all will be done in 30 mins. This was now four days ago. I will not chase them a third time.

by Alex Mayer

Waiting for three weeks to be reviewed

Review published ago

I simply appear not be able to get verified. Set up an account, I was requested to send in a passport copy and proof of address. Did that, normally it should take 30 minutes, this was over two weeks ago. Naturally I had to make my transfer at the time with Western Union, whom charge a lot more. I called Ria, told them it’s been two weeks since I sent in my documents. Told me to send them in again and all will be done in 30 mins. This was now four days ago. I will not chase them a third time.

by Alex Mayer

I was recommendet by family member to…

Review published ago

I was recommendet by family member to use rio to send to north carolina & they came out that for security reason cant transfer my money, now have to wait for my money to be refund 10 days so convenience, i would never use this company

by Marco Sanchez

I was recommendet by family member to…

Review published ago

I was recommendet by family member to use rio to send to north carolina & they came out that for security reason cant transfer my money, now have to wait for my money to be refund 10 days so convenience, i would never use this company

by Marco Sanchez

Do not waste your time

Review published ago

Do not waste your time. Pay the fees to any other organization.

by Igor Babovic

Do not waste your time

Review published ago

Do not waste your time. Pay the fees to any other organization.

by Igor Babovic

My transfer from UK to pakistan was…

Review published ago

My transfer from UK to pakistan was cancelled and then they asked me to call them to find out why. How ridiculous that is? It does not stop there, apparently their "security" team is in USA and an arrogant yankee was on the other end saying "we don't do business transfers". What!!! We’re sorry but our Security Team could not approve your money transfer. Any charges made to your account should be refunded within 3-5 working days. If you have any questions, or feel this is a mistake, give us a call on 0800 085 5955, and a Customer Service Team member will be happy to help. Future transactions will not be processed until the Security Team is contacted. All the best, The Ria Money Transfer Team

by Mr B Amjad

Mucho cuidado con esta empresa .te…

Review published ago

Mucho cuidado con esta empresa .te piden las claves para entrar en tu cuenta .ojo con esto

by Jorge Posada Velasquez

BE CAREFUL DO NOT USE THEM

Review published ago

BE CAREFUL DO NOT USE THEM! Really bad service! No one should use them, they are good with the first few transactions and as soon as a big amount comes through they will not send it to the Recipients account. Instead they will say the Recipients bank has rejected it, which is very ODD! They will also not refund you the rejected transfer straight away, according to them it takes 5 working days! You can’t talk to the Manager, he is always busy!! They are a frauds!

by Papia Chakraborty

Transferring Money it is Great

Review published ago

Transferring Money it is Great, BUT THE ABILITY TO USE BIOMETRY SETTING WITH SITE IT IS VERY POOR. RIA NEEDS TO GET TEH ACCESS WITHIN THE SITE AND PERSONAL ACCOUNTS THE ABILITY TO AUTHORIZE THE USE OF BIOMETRY SETTINGS SO ONE DO NOT HAVE TO BE REMEMBERING PASSWORDS OR COMPROMISE SECURITY WITH THAT. BIOMETRY IS THE ALTES SECURITY WHICH AS WE KNOW IS PROVEN SAFER THAN OTHER METHODS. "RIA GET IT RIGHT:

by Jorge

help me a lot because no hassle,and…

Review published ago

help me a lot because no hassle,and very fast.give me a high confident..thank you..

by Roy

very fast transaction .no hassle doing…

Review published ago

very fast transaction .no hassle doing it. i give it 5 thumbs up

by sherry dan

Es un poco lenta en llenando los…

Review published ago

Es un poco lenta en llenando los espacios Pero me gusta su buena cotización y sus bajos precios al hacer la transferencia y la rapidez con que llega el dinero

by Laura

One star because I can’t give it 0

Review published ago

Only half of the money got transferred to me and countless others that I know of did not get their money. The people are greedy and will not give you the money you are entitled.A lot of the people have rated aria money transfers well and I don’t know if it’s a race issue but a lot of people who transferred their money from Nepal DID NOT RECIEVE THEIR MONEY. So frustrated that people think they can take advantage of us because we’re a poor country and other cries are not heard unless it’s a earthquake

by Gurung Gutung

Love Ria and the fee

Review published ago

Love Ria and the fee. The best way to send money. I will recommend this and I do to all my friends and families.

by Zubair

Very satisfied by the fast service

Review published ago

Very satisfied by the fast service

by Marius

Yes and No even if I voted 5 stars…

Review published ago

Yes and No even if I voted 5 stars sometimes it is difficult to contact customer if there are some questions or discrepancies that you need to fix, you’ll waited too long or fix the next day..It happened to me twice already. That is why, it is even better if Ria has 24/7 customer service for online remittances..

by Laura

Nothing to complain about

Review published ago

Nothing to complain about

by Amoide

The service is great

Review published ago

The service is great

by Emmanuel Scott

They are quick once the account is…

Review published ago

They are quick once the account is established and they are cheaper than others for international and domestic transfers

by Joshua

Have always had a pleasant experience…

Review published ago

Have always had a pleasant experience when using Ria service but there are a few things that can be done better, #1 in the odd occurrence that you need a name correction you can not do so with the online support, in my particular case this was during the period of time that the US phone lines were down so this took 2 days to accomplish. #2 for some reason I could not make 2 back to back transfers to the same country and had to wait till after 12pm EST US to be able to complete the transaction, both these issues were a pain in the butt!

by John

RIA money transfer is exelent service…

Review published ago

RIA money transfer is exelent service to send any country in the world.

by Venny
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Ria Money Transfer Transfer Process

Step by Step Guide to Transfer Funds with Ria Money Transfer

  1. Go to the website of Ria Money Transfer and Click on “Send Money” on the top of the page.

  2. Create an online account by Signing Up for free with Ria.

  3. Input all the details regarding your money transfer.

  4. Enter the name and place of the recipient.

  5. Select the payment method.

  6. Enter the credit card or debit card details if paying through any of them.

  7. Select the payment method.

  8. Re-check the information before confirmation.

  9. You’ll be redirected to the confirmation screen; here you will get the order number, which you will need later to track the transfer.

  10. Track the progress of your transaction by entering the PIN or any other reference number in the box.

Ria Money Transfer Promo Codes & Offers

All Countries
Send Money, Get a $10 Welcome Bonus!
All Countries
Refer a Friend, Earn $20!

Transfer Type And Modes

Pay In Options

Bank
Cash
Credit Card
Debit Card

Pay Out Options

Bank
Cash
Home Delivery

Service Mode

 Online

Exchange Rate Type

Fixed