All the useful information that you need to know before sending money with Ria Money Transfer!
Launched in the year 1987, Ria Money Transfer is one of the oldest money transfer companies
Ria money transfer online provides comparable exchange rates with the service fee ranging between 0 to 100 USD. The maximum amount that one can transfer through Ria in a day is $3,000 and $8,000 on a monthly basis. It offers remittance to customers through a bank account, debit and credit card. It also offers courier services or home delivery in selected countries including Armenia, the Dominican Republic, Hungary, Morocco, Nicaragua, Peru, the Philippines and Vietnam.
Its customer services are available over website support, email and phone service. The Customer Service is not available 24/7. The customer can take assistance in its stipulated hours. This is Monday to Friday from 5 AM to 6 PM (PST) and Saturday and Sunday from 6 AM to 6 PM (PST) or can mail the issues.
It has world-class security experts who monitor the unusual behaviour and works 24/7 for secured transfer. So, you can stay worry free about your personal data.
As a major platform in the world providing money transfer services, Ria FXonline offers better exchange rates comparing to most of the banks. It keeps updating the rates on a daily basis to align with the global markets. You can review the Ria Money Transfer Rates before sending which applies to your transaction.
The fees charged by Ria Money Transfer ranges between absolutely nothing FREE to $100. This depends on the mode of sending money, i.e., bank account, debit card, and credit card. It also depends on the recipient country and the way they receive the amount. This includes bank account deposit, pick up by Ria agent or courier delivery at home or office. The cheapest mode of transferring money is through a bank account with a typical fee that lowers than $5. While, if you want to transfer amount faster through debit card or credit card, you will benefit speed, but here the transfer fee cost up to Rs $65.
Below is the summary of fees that Ria charges for transfer to Kenya and other countries:
Online transfer to Kenya:
Online transfer to other countries:
Ria Money Transfer is very much transparent with its exchange rates and transfer fee. Once you begin the transaction, the exchange rate will be locked in and will be the same until the funds are released to the recipient. The fees charged by Ria has been clearly shown on the transaction and later more update when you choose further options. So, the total amount you can see is the amount you paid for your transaction and not a penny more.
You can also track the transaction that you did through Ria by your the order number, PIN or reference number. Even though, when you complete the transaction, it shows how long it could take. But in some instances, Ria flags the process due to some security reasons, which can increase the turnaround time. By taking the prior consent of the sender, they also send the transaction tracking details via email or SMS.
Ria Fxonline has variable transfer speed. If you transfer the funds through debit or credit card, the funds will be transferred within 15 minutes. While, if you transfer the money through a bank account, it may take 3-5 working days. However, your first transfer may also take 3-5 working days as you will get registered to their process. So, the quickest way to transfer the funds is debit or credit card, where average processing time is 15 minutes, which also attracts more fees.
When it comes to receiving the transferred amount, cash pick-ups and courier deliveries are the quickest modes. It also depends on the business hours of the payout agent and courier, but they usually deliver the funds on the same day.
So, if you want fast delivery due to any emergency, you may choose debit or credit card to send and home delivery for the recipient. However, if you have not any such emergency, you can send the funds through a bank account, so, it will not cost you much, and the receiver also receives the amount in the bank account within 3-5 working days.
The customer can send the amount of $3,000 daily, which means there is no option of transferring the large amount. They can send up to $8,000 per month. After that, the sender won’t be able to send more funds in a month.
The first question that arises in anyone’s mind before sending money is “Can I trust online money transfers in the era of cyber crimes?” Then you should know that Ria secured your details and money by using SSL Certified technology. They use the models which helps them to spot any suspicious transactions or activities across website and apps. They have a world class team which works 24/7 to monitor the unusual behaviour on the website and keep a watchful eye on money transfer accounts.
For more safety of the customers, Ria never saves the details of debit and credit card. So, you can feel safe as they have no information regarding your cards with them. We believe physical and digital security of Ria is equivalent to many other companies as well as banks, so, here it deserves 8 out of 10.
Ria is a highly responsive website. Once you enter the country of recipient and amount, the exchange rate will be presented to you in zero clicks. The sign in process is also easy in Ria. It also offers Android and iOS Mobile apps as well for the customers, so, they can remit money wherever they are, without any delays. You can download Ria Money Transfer apps here (Android App and iOS App). Many times, the app asks the customer to log in twice. Besides this, you also need to sign up first to use the app (this is not you have to do if you use Exchange Rate IQ’s Android App and iOS App). One cannot send any extra funds through Ria on a monthly basis above $8,000.
The users can use Ria Money Transfer online and offline modes for transferring funds. In online mode, they can use website or mobile apps, in offline, they can transfer funds through its walmart service. Customers from the US can send the money from Walmart-2-Walmart, where Walmart acts as an agent for Ria. There is a fee structure for transferring the funds through Ria Money Transfer Walmart service which is provided in the table below:
| Transferred Amount(in $) | Competitors’ Prices(in $) | Walmart-2-Walmart Price(in $) |
|---|---|---|
| 0-50 | 4.75-5.00 | 4.50 |
| 50-200 | 11-12 | 9.50 |
| 400-500 | 34.50-40 | |
| 600-700 | 46-58 | |
| 800-900 | 57-76 |
About payment convenience, Ria accepts payments through bank accounts, all debit and credit cards. So, those who hold American Express cards, money market account holders, as well as cryptocurrency holders, could not send the funds through Ria. Bank deposits and home delivery are most used remittance services of Ria, which is affordable as well as fast. It also offers post office transfers in Kenya. The recipient can get delivery to home, office or wherever they want through the delivery agent of Ria.
As per user experience, we rate 7 out of 10 to Ria Money Transfer customer services, because customers are not satisfied enough with its apps and assistance facilities. We would have given a higher score to Ria if the users had clear understandings of their transaction and satisfied with its services.
By using Ria Money Transfer, one can send money from 5 countries to 149 countries worldwide in approximately 130 currencies. You can also transfer the amount in the US from Walmart-2-Walmart, up to 900 USD. Although Ria is one of the most significant money transfer corridors, it has vast opportunities to grow.
However, due to its maximum daily transfer limit, it may deter the customers who need to transfer a larger amount. It also does not offer business transfer, so only individuals can make the transfer from Ria money transfer to their family or friends. You can also earn up to $20 through Ria Money Transfer referral offer. You may also get $10 amazon gift card if you use Ria Money Transfer to India or any other country. It also does not allow charitable transfer to the individuals, so, we feel that the company has many areas to develop itself more. For using the services of Ria Money Transfer login here.
Here is the list of countries where Ria is offering its services:
| From | To | ||||
|---|---|---|---|---|---|
| UK | Columbia | Ghana | India | Mexico | Philippines |
| US | Cambodia | Denmark | China | Fiji | Finland |
| Spain | Egypt | Armenia | Argentina | Australia | Greece |
| Malaysia | Hungary | Indonesia | Kosovo | South Korea | Oman |
| Australia | Pakistan | Peru | Zambia | Yemen | Poland and more |
For more details, you can get the Ria Money Transfer locations near you here.
I spent a considerable amount of time talking to customer service before opening an account. They knew I was going to be sending money to the Philippines. Today I tried my first transaction and it was cancelled and NOW they tell me I can not do online money transfers to the Philippines. So if you want to send money to the Philippines, do not use RIA!!!!!
I simply appear not be able to get verified. Set up an account, I was requested to send in a passport copy and proof of address. Did that, normally it should take 30 minutes, this was over two weeks ago. Naturally I had to make my transfer at the time with Western Union, whom charge a lot more. I called Ria, told them it’s been two weeks since I sent in my documents. Told me to send them in again and all will be done in 30 mins. This was now four days ago. I will not chase them a third time.
I was recommendet by family member to use rio to send to north carolina & they came out that for security reason cant transfer my money, now have to wait for my money to be refund 10 days so convenience, i would never use this company
Do not waste your time. Pay the fees to any other organization.
Step by Step Guide to Transfer Funds with Ria Money Transfer
Go to the website of Ria Money Transfer and Click on “Send Money” on the top of the page.
Create an online account by Signing Up for free with Ria.
Input all the details regarding your money transfer.
Enter the name and place of the recipient.
Select the payment method.
Enter the credit card or debit card details if paying through any of them.
Select the payment method.
Re-check the information before confirmation.
You’ll be redirected to the confirmation screen; here you will get the order number, which you will need later to track the transfer.
Track the progress of your transaction by entering the PIN or any other reference number in the box.
| Bank |
| Cash |
| Credit Card |
| Debit Card |
| Bank |
| Cash |
| Home Delivery |
|
Online
|
| Fixed |
