Oxigen USA Review- Make Payments from USA to India 2023

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Oxigen USA Review by Exchange Rate IQ

Overall rating
8.5 /10

Oxigen USA is a one-stop-shop which offers money remittance, digital payments and gift sending services to India. It aims at providing all the services to Indians residing anywhere in the world by extending Oxigen services globally. Some of the benefits of using the services of Oxigen USA are:

  • Multiple services offered
  • Highly secured
  • Gift cards offered on transferring money

Review of Oxigen USA :

Oxigen is India’s largest payment solutions provider and leading mobile wallet, which has extended its services in the USA also. The company offers multiple services for residents of India and NRIs residing in the USA which are as follows:

  • Mobile Recharge
  • Mobile Bill Payment
  • Data Card Bill Payment
  • Digital TV Recharge
  • Data Card Recharge
  • Money Transfer
  • Send Gifts and Sweets

Oxigen Transfer Limit:

The company has a lower maximum limit which is a drawback for it, at the same time it does not accept anything except the bank account transfer.

Minimum transfer limit: USD $1

Maximum transfer limit: USD $8000

The company is not providing 24/7 customer assistance, which is again a drawback for it. You can rather raise the ticket so they will solve your issue and give you a callback. To raise OxigenUSA ticket click here.

The company is highly secured and keeps full privacy of your details so that you can transact with the company worry free. On an overall basis, we rate it 8.5 out of 10.

Pricing : How much does Oxigen USA cost?

8.5 /10

OxigenUSA Transfer Fee

The company does not charge any transfer fee from its users if you are transferring funds for more than USD $500 and above. If the amount is lower than this, you have to pay the transfer fees.

OxigenUSA Exchange Rate

Oxigen offers competitive exchange rates to its users, which are slightly lower than the live rates but still better than many of its competitors as well as banks.

Any Other Fee:

There is no more fee charged by the company, but there are chances when the recipient bank charges the fee for converting currency.

So, for the pricing section, we rate Oxigen USA 8.5 out of 10, because it is charging fee while many of its competitors are providing services for free.

Transparency: Does Oxigen USA have any hidden fees?

8 /10

Oxigen Hidden Fee

The company does not charge any hidden fees. The amount that you see at the time of making transaction will be received by the recipient.

Oxigen Tracking Details

You can check the details of the transaction on your dashboard and get to know in how much time the amount will be received by the beneficiary. There is no direct tracking procedure available.

So, under this head, we rate the company 8 out of 10.

Transfer Speed: How long does it take to send money through Oxigen USA?


The company only offers payment from the bank account and does not accept any other payment method. So, if you are transferring funds from Oxigen USA, then your amount will be received in 2-3 working days approximately. Sometimes, it also increases the commute time due to some unexpected reasons.

Henceforth, if you want to send the funds for an emergency, you need to use any other company. It is also providing cash pickup facilities in many cities of India, so locate the Oxigen cash pickup locations here. So, under this head, we rate it 7 out of 10, because it is not providing instant transfer facility.

Coverage: How many Countries & Currencies does Oxigen USA support?


The company sends money only to India from the USA and does not provide its services in any other country. So you can only send USD to INR through Oxigen USA.

The company is looking for expanding its business in other countries also, but till now it has very less exposure. Therefore, under this head, the experts of Exchange Rate IQ provide it 6 out of 10. So, for using the services of OxigenUSA login here.

Oxigen USA Promo Codes & Offers

All Countries to India
FREE Rs 500 mobile recharge and Zero fees with first transaction

Oxigen USA Transfer Process

Step-By-Step Guide to transfer funds with Oxigen USA

  1. Go to the Oxigenusa website.

  2. Select if you are an individual or a business.

  3. Enter the amount you want to transfer to India.

  4. Click on “Transfer Now” under the calculator.

  5. You will be redirected to a new page.

  6. Here register yourself by entering all the details.

  7. Enter your bank and recipient details.

  8. Recheck all the details and confirm the transfer.

User experience of Oxigen USA


Oxigen offers multiple facilities to its users, which make it unique. At the same time, it is a highly responsive website which converts the amount you want to transfer within seconds without a click. So, some of the positive and negative aspects of the company are:


  • Live chat facility
  • Free transfers over USD $500
  • Cash pick-up available


  • No use of debit/credit card in money transfer
  • Limited availability
  • Time-consuming transfers


OxigenUSA Customer Support

The company does not provide 24*7 customer support to the users and available for limited business hours.

Oxigenusa Customer Service Number: 844-55-HAPPY

(Monday-Friday: 12AM-6.30AM and 11:30AM-10PM, Saturdays: 12AM - 6.30AM, Sundays: 9.30PM - 12AM)

Oxigenusa Email Address: [email protected]


Oxigenusa Mobile Apps:

The company is providing its mobile apps so that one can transfer and make payments at any time anywhere.


Oxigenusa Rewards:

The company provides 10 reward points for every $1 you transferred. These points can be redeemed for a discount on a subsequent transaction once you reach at least 1,000 Rewards Points

Oxigenusa Referral Benefits

The company offers referral benefits to users, but if the referred friend uses the same card or bank account as yours, you will not get any reward.

Oxigenusa Promo Code

The company provides promo code to its users through notification, email and SMS. This can be used to make free transfers.

So, on the overall user experience basis, we rate it 8 out of 10, because the company is offering services in 2 countries only and do not have 24*7 customer assistance. So, if you want to use the services of OxigenUSA sign up here.

Security : Is Oxigen USA Safe?


The company is highly secured as it is accredited and verified by multiple organizations. These are:

  • It is encrypted with DigiCert SSL Certificates with extended validation.
  • It is secured through FirstData’s latest payment platform, Payeezy, which is fully compliant with Payment Card Industry Data Security Standards (PCI-DSS).
  • Its website and mobile app are protected by the Norton Shopping Guarantee.
  • Oxigen USA has been provided A+ rating as per customer reviews by BBB.

So for the security head, we rate it 10 out of 10 for its best measures.

Transfer Type And Modes

Pay In Options

Mobile Wallet

Pay Out Options

Mobile Wallet

Service Mode


Exchange Rate Type


Alternatives to Oxigen USA

Compare Oxigen USA With Other Money Transfer Companies

Oxigen USA Company & Contact Info

Address:- 1 Broadway, 14th Floor Cambridge, MA 02142 USA
Email:- [email protected]
Phone:- +91 124 6688333
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