I dealt with UK Forex for years without any problems.
OFX took them over & initially O.K. but I effected a Euro transfer last week & on 19th April, was told the funds had been sent to my bank. Normally, this would happen on 20th.
When the money had not arrived by 22nd, I sent an e-mail & was told it would be checked & I would be up-dated.
Today 24th, not having heard, I rang OFX, to be told there is an "issue" with their bank. This, I am informed , concerns all Euro payments. Again, I will be contacted when the problem is sorted, This week? next week? some time, never???
A guess, made by my wife, is that OFX delayed ALL Euro payments, waiting to see the outcome of the French Presidential Election First Round!!
Finally, whilst today I do not have a liquidity problem, at the end of the month there will be Car & House Insurance, Medical & Utility bills to pay.