Send money from the USA to India at Best Exchange Rates

Highest remittance rate for converting US Dollar to Indian Rupee is 1 USD = 69.33 INR

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Best Way to Transfer money to India from USA

In the era of cryptocurrencies, transferring money is one of the easiest tasks. NRO/NRIs are the biggest community in the USA and they often send money to their family in India. There are over 4.4 million Indians living in the USA who remit billions in India to their homes, pay bills, transfer money to buy lands, pay mortgages, etc. So, before sending money you should look after the “best ways to transfer money to India” from the USA which are offering fast, simpler and secure services to its users.

Therefore, on this page, we provide you with the top 17 services offering “money transfer to India from USA comparison”.

Please find the list of companies below in a sorted order which are providing the best money transfer services which offer the “cheapest way to send money to India” with the highest exchange rates and low fee.

Country Guide - India
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BEST VALUE FASTEST
Pay-In
Pay-Out
You Pay (Includes Fee $ 0) $ 1001
Receiving Amount
₹ 69399.33
Realized Exchange Rate
69.33
placid USD to INR Exchange Rate
69.33
Best Value

SEND NOW

Transfer Time : 3-5 Days
Placid is a one of the safest & leading money transfer service provider for sending money from USA to India for sending amount 1001. Today’s Placid exchange rate for sending money from USD to INR is 69.33 with a $ 0 fee. Based on the Exchange Rate IQ calculations it offers the Best Value for your money transfer. The realized exchange rate after considering the fees is 69.33. The pay in options available are Bank, also you can receive money using Bank, at multiple Placid partner locations. The transfer time usually range between 3-5 Days. For more detailed review of Placid click here
2 More Options Available

You Pay
(Sending Amount + Fee)

Exchange Rate
(placid / Realized)

Receiving Amount
(Receiving Amount)

$ 1015.99
Pay-In :
69.13 / 68.11
3-5 Days
₹ 69199.13
Pay-Out :
$ 1056.03
Pay-In :
69.13 / 65.53
3-5 Days
₹ 69199.13
Pay-Out :
Pay-In
Pay-Out
You Pay (Includes Fee $ 0.99) $ 1001.99
Receiving Amount
₹ 68368.1999
Realized Exchange Rate
68.23
worldremit USD to INR Exchange Rate
68.2999
1.59% vs Best Value

SEND NOW

Transfer Time : 1-2 Days
Promoted
Worldremit is a one of the safest & leading money transfer service provider for sending money from USA to India for sending amount 1001. Today’s Worldremit exchange rate for sending money from USD to INR is 68.2999 with a $ 0.99 fee. Based on the Exchange Rate IQ calculations it offers 1.59% less than the best value for your money transfer. The realized exchange rate after considering the fees is 68.23. The pay in options available are Creditcard, Debitcard, also you can receive money using Bank, at multiple Worldremit partner locations. The transfer time usually range between 1-2 Days. For more detailed review of Worldremit click here
Pay-In
Pay-Out
You Pay (Includes Fee ₹ 0) $ 1001
Receiving Amount
₹ 69327.7585
Realized Exchange Rate
69.26
currencyfair USD to INR Exchange Rate
69.2585
0.1% vs Best Value

SEND NOW

Transfer Time : 1-2 Days
Promoted
Currencyfair is a one of the safest & leading money transfer service provider for sending money from USA to India for sending amount 1001. Today’s Currencyfair exchange rate for sending money from USD to INR is 69.2585 with a ₹ 0 fee. Based on the Exchange Rate IQ calculations it offers 0.1% less than the best value for your money transfer. The realized exchange rate after considering the fees is 69.26. The pay in options available are Bank, also you can receive money using Bank, at multiple Currencyfair partner locations. The transfer time usually range between 1-2 Days. For more detailed review of Currencyfair click here
Pay-In
Pay-Out
You Pay (Includes Fee $ 0) $ 1001
Receiving Amount
₹ 69239.17
Realized Exchange Rate
69.17
transfast USD to INR Exchange Rate
69.17
0.23% vs Best Value

SEND NOW

Transfer Time : 3-5 Days
Transfast is a one of the safest & leading money transfer service provider for sending money from USA to India for sending amount 1001. Today’s Transfast exchange rate for sending money from USD to INR is 69.17 with a $ 0 fee. Based on the Exchange Rate IQ calculations it offers 0.23% less than the best value for your money transfer. The realized exchange rate after considering the fees is 69.17. The pay in options available are Bank, Debitcard, also you can receive money using Bank, at multiple Transfast partner locations. The transfer time usually range between 3-5 Days. For more detailed review of Transfast click here
Pay-In
Pay-Out
You Pay (Includes Fee $ 0) $ 1001
Receiving Amount
₹ 69197.6285
Realized Exchange Rate
69.13
xoom USD to INR Exchange Rate
69.1285
0.29% vs Best Value

SEND NOW

Transfer Time : Instant
Xoom is a one of the safest & leading money transfer service provider for sending money from USA to India for sending amount 1001. Today’s Xoom exchange rate for sending money from USD to INR is 69.1285 with a $ 0 fee. Based on the Exchange Rate IQ calculations it offers 0.29% less than the best value for your money transfer. The realized exchange rate after considering the fees is 69.13. The pay in options available are Bank, also you can receive money using Bank, at multiple Xoom partner locations. The transfer time usually range between Instant. For more detailed review of Xoom click here
1 More Option Available

You Pay
(Sending Amount + Fee)

Exchange Rate
(xoom / Realized)

Receiving Amount
(Receiving Amount)

$ 1031.49
Pay-In :
69.1285 / 67.09
Instant
₹ 69197.6285
Pay-Out :
Pay-In
Pay-Out
You Pay (Includes Fee $ 0) $ 1001
Receiving Amount
₹ 69122.053
Realized Exchange Rate
69.05
wellsfargo USD to INR Exchange Rate
69.053
0.4% vs Best Value

SEND NOW

Transfer Time : Instant
Wellsfargo is a one of the safest & leading money transfer service provider for sending money from USA to India for sending amount 1001. Today’s Wellsfargo exchange rate for sending money from USD to INR is 69.053 with a $ 0 fee. Based on the Exchange Rate IQ calculations it offers 0.4% less than the best value for your money transfer. The realized exchange rate after considering the fees is 69.05. The pay in options available are Bank, also you can receive money using Bank, at multiple Wellsfargo partner locations. The transfer time usually range between Instant. For more detailed review of Wellsfargo click here
Pay-In
Pay-Out
You Pay (Includes Fee $ 0) $ 1001
Receiving Amount
₹ 69018.95
Realized Exchange Rate
68.95
remitly USD to INR Exchange Rate
68.95
0.55% vs Best Value

SEND NOW

Transfer Time : 1-2 Days
Remitly is a one of the safest & leading money transfer service provider for sending money from USA to India for sending amount 1001. Today’s Remitly exchange rate for sending money from USD to INR is 68.95 with a $ 0 fee. Based on the Exchange Rate IQ calculations it offers 0.55% less than the best value for your money transfer. The realized exchange rate after considering the fees is 68.95. The pay in options available are Bank, also you can receive money using Bank, at multiple Remitly partner locations. The transfer time usually range between 1-2 Days. For more detailed review of Remitly click here
1 More Option Available

You Pay
(Sending Amount + Fee)

Exchange Rate
(remitly / Realized)

Receiving Amount
(Receiving Amount)

$ 1001
Pay-In :
68.8 / 68.8
1-2 Days
₹ 68868.8
Pay-Out :
Pay-In
Pay-Out
You Pay (Includes Fee $ 0) $ 1001
Receiving Amount
₹ 68998.93
Realized Exchange Rate
68.93
remit2india USD to INR Exchange Rate
68.93
0.58% vs Best Value

SEND NOW

Transfer Time : Same Day
Remit2india is a one of the safest & leading money transfer service provider for sending money from USA to India for sending amount 1001. Today’s Remit2india exchange rate for sending money from USD to INR is 68.93 with a $ 0 fee. Based on the Exchange Rate IQ calculations it offers 0.58% less than the best value for your money transfer. The realized exchange rate after considering the fees is 68.93. The pay in options available are Bank, also you can receive money using Bank, at multiple Remit2india partner locations. The transfer time usually range between Same Day. For more detailed review of Remit2india click here
1 More Option Available

You Pay
(Sending Amount + Fee)

Exchange Rate
(remit2india / Realized)

Receiving Amount
(Receiving Amount)

$ 1001
Pay-In :
68.93 / 68.93
5+ Days
₹ 68998.93
Pay-Out :
Pay-In
Pay-Out
You Pay (Includes Fee $ 0) $ 1001
Receiving Amount
₹ 68948.88
Realized Exchange Rate
68.88
money2anywhere USD to INR Exchange Rate
68.88
0.65% vs Best Value

SEND NOW

Transfer Time : 3-5 Days
Money2anywhere is a one of the safest & leading money transfer service provider for sending money from USA to India for sending amount 1001. Today’s Money2anywhere exchange rate for sending money from USD to INR is 68.88 with a $ 0 fee. Based on the Exchange Rate IQ calculations it offers 0.65% less than the best value for your money transfer. The realized exchange rate after considering the fees is 68.88. The pay in options available are Bank, also you can receive money using Bank, Cash, at multiple Money2anywhere partner locations. The transfer time usually range between 3-5 Days. For more detailed review of Money2anywhere click here
Pay-In
Pay-Out
You Pay (Includes Fee $ 0) $ 1001
Receiving Amount
₹ 68878.81
Realized Exchange Rate
68.81
remitmoney USD to INR Exchange Rate
68.81
0.75% vs Best Value

SEND NOW

Transfer Time : Same Day
Remitmoney is a one of the safest & leading money transfer service provider for sending money from USA to India for sending amount 1001. Today’s Remitmoney exchange rate for sending money from USD to INR is 68.81 with a $ 0 fee. Based on the Exchange Rate IQ calculations it offers 0.75% less than the best value for your money transfer. The realized exchange rate after considering the fees is 68.81. The pay in options available are Bank, Creditcard, also you can receive money using Bank, at multiple Remitmoney partner locations. The transfer time usually range between Same Day. For more detailed review of Remitmoney click here
Pay-In
Pay-Out
You Pay (Includes Fee $ 4.99) $ 1005.99
Receiving Amount
₹ 69219.15
Realized Exchange Rate
68.81
pangeamoneytransfer USD to INR Exchange Rate
69.15
0.75% vs Best Value

SEND NOW

Transfer Time : 1-2 Days
Pangeamoneytransfer is a one of the safest & leading money transfer service provider for sending money from USA to India for sending amount 1001. Today’s Pangeamoneytransfer exchange rate for sending money from USD to INR is 69.15 with a $ 4.99 fee. Based on the Exchange Rate IQ calculations it offers 0.75% less than the best value for your money transfer. The realized exchange rate after considering the fees is 68.81. The pay in options available are Debitcard, also you can receive money using Bank, at multiple Pangeamoneytransfer partner locations. The transfer time usually range between 1-2 Days. For more detailed review of Pangeamoneytransfer click here
Pay-In
Pay-Out
You Pay (Includes Fee $ 0) $ 1001
Receiving Amount
₹ 68844.1754
Realized Exchange Rate
68.78
kotak USD to INR Exchange Rate
68.7754
0.79% vs Best Value

SEND NOW

Transfer Time : 1-2 Days
Kotak is a one of the safest & leading money transfer service provider for sending money from USA to India for sending amount 1001. Today’s Kotak exchange rate for sending money from USD to INR is 68.7754 with a $ 0 fee. Based on the Exchange Rate IQ calculations it offers 0.79% less than the best value for your money transfer. The realized exchange rate after considering the fees is 68.78. The pay in options available are Bank, also you can receive money using Bank, at multiple Kotak partner locations. The transfer time usually range between 1-2 Days. For more detailed review of Kotak click here
3 More Options Available

You Pay
(Sending Amount + Fee)

Exchange Rate
(kotak / Realized)

Receiving Amount
(Receiving Amount)

$ 1001
Pay-In :
68.7754 / 68.78
2-3 Days
₹ 68844.1754
Pay-Out :
$ 1001
Pay-In :
68.7754 / 68.78
3-5 Days
₹ 68844.1754
Pay-Out :
$ 1001
Pay-In :
68.7754 / 68.78
5+ Days
₹ 68844.1754
Pay-Out :
Pay-In
Pay-Out
You Pay (Includes Fee $ 5.005) $ 1001
Receiving Amount
₹ 68968.869
Realized Exchange Rate
68.56
instarem USD to INR Exchange Rate
69.2462
1.11% vs Best Value

SEND NOW

Transfer Time :
Instarem is a one of the safest & leading money transfer service provider for sending money from USA to India for sending amount 1001. Today’s Instarem exchange rate for sending money from USD to INR is 69.2462 with a $ 5.005 fee. Based on the Exchange Rate IQ calculations it offers 1.11% less than the best value for your money transfer. The realized exchange rate after considering the fees is 68.56. The pay in options available are Bank, also you can receive money using Bank, at multiple Instarem partner locations. The transfer time usually range between . For more detailed review of Instarem click here
Pay-In
Pay-Out
You Pay (Includes Fee $ 0) $ 1001
Receiving Amount
₹ 68468.4
Realized Exchange Rate
68.4
icici USD to INR Exchange Rate
68.4
1.34% vs Best Value

SEND NOW

Transfer Time : 2-3 Days
Icici is a one of the safest & leading money transfer service provider for sending money from USA to India for sending amount 1001. Today’s Icici exchange rate for sending money from USD to INR is 68.4 with a $ 0 fee. Based on the Exchange Rate IQ calculations it offers 1.34% less than the best value for your money transfer. The realized exchange rate after considering the fees is 68.4. The pay in options available are Bank, also you can receive money using Bank, Cashcard, at multiple Icici partner locations. The transfer time usually range between 2-3 Days. For more detailed review of Icici click here
Pay-In
Pay-Out
You Pay (Includes Fee $ 8.92) $ 1001
Receiving Amount
₹ 68717.6117
Realized Exchange Rate
68.04
transferwise USD to INR Exchange Rate
69.2662
1.86% vs Best Value

SEND NOW

Transfer Time : 3-5 Days
Transferwise is a one of the safest & leading money transfer service provider for sending money from USA to India for sending amount 1001. Today’s Transferwise exchange rate for sending money from USD to INR is 69.2662 with a $ 8.92 fee. Based on the Exchange Rate IQ calculations it offers 1.86% less than the best value for your money transfer. The realized exchange rate after considering the fees is 68.04. The pay in options available are Bank, also you can receive money using Bank, at multiple Transferwise partner locations. The transfer time usually range between 3-5 Days. For more detailed review of Transferwise click here
Pay-In
Pay-Out
You Pay (Includes Fee $ 0) $ 1001
Receiving Amount
₹ 62721.5589
Realized Exchange Rate
62.66
ofx USD to INR Exchange Rate
62.6589
9.62% vs Best Value

SEND NOW

Transfer Time : 1-2 Days
Ofx is a one of the safest & leading money transfer service provider for sending money from USA to India for sending amount 1001. Today’s Ofx exchange rate for sending money from USD to INR is 62.6589 with a $ 0 fee. Based on the Exchange Rate IQ calculations it offers 9.62% less than the best value for your money transfer. The realized exchange rate after considering the fees is 62.66. The pay in options available are Bank, also you can receive money using Bank, at multiple Ofx partner locations. The transfer time usually range between 1-2 Days. For more detailed review of Ofx click here

More Options For Different Sending Amount

We have rates for some more providers but for either less or more sending amount
Venstar Exchange is a US-based Company providing international currency transaction services at wholesale rates to individual and business clients.

Supported Amount - $5000 to $ 1000000
Exchange Rate
67.896

SEND NOW

More Available Options

You can check rates of some more providers that may support your country
Make money transfers and manage your account online 24 hours a day, 7 days a week from any device. XE Money has some best customer reviews we have ever seen, which shows that the users are satisfied with its services.
Western Union is an American financial services company which offer money remittance to more than 200 countries across the globe.
World First is a UK-based foreign exchange company. It offers currency exchange and international payments to private clients, corporate and e-Commerce clients in the UK and a number of other countries.
Travelex is a money remittance company which is specially known for providing effective services to travelers across the world. People can transfer money online, use its money card and get currency exchanged at its stores. 
Muncha Money Transfer is an online platform to send money from US to Nepal in association with Everest Bank Ltd.
Safe, Legal and Easy way to Send Money.Guaranteed Exchange Rate from USA to Nepal and India
Hifx make moving money around the globe easy and great value.

Money Transfer Summary

By Exchangerate IQ
  • Placid offering best value with the highest realized exchange rate today.
  • the fastest money transfer service to send money from USA to India.
  • Offers are available on Placid, Worldremit, Currencyfair, Remitly, Remit2india, Remitmoney, Pangeamoneytransfer, Ofx money transfer services.
  • Available pay in when sending money from USA to India Bank, Creditcard, Debitcard.
  • Available pay out when sending money from USA to India Bank, Cash, Cashcard.
  • 16 money transfer services are available to send money from USA to India.
  • The comparison result was last updated on Jun 25, 2019.
  • Money transfer guide for "India" leads you to get better understanding of compare remit.
  • Check Xemoneytransfer, Westernunion, Worldfirst, Travelex, Muncha, Prabhuonline, Hifx also when sending money to India from USA.These money transfer services might support it.
  • For the latest comparison result of USA to India, Please visit ExchangeRate IQ regularly.

Money Transfer to India from USA

If you are an NRI sending money to India, you are amongst millions of migrants who send billions of dollars to India every year. India is the world’s largest remittance recipient with approximate $69 billion was sent to India in year 2015, says World Bank. This is over 12 % share of the world remittances. India has experienced continuous growth in remittances since 2009. Even when it dropped by approx $1 billion USD in 2015, India still holds its position being number 1 remittance recipient. The major share of this remittances comes from West Asia, North America and Europe. Total amount of Remittance from USA to India is over $10 Billion.

Best way to transfer money to India

Transfer money from the USA to India at best exchange rates is available with many companies but it depends on the user, in which form, he/she wants to send money to India. Here we are listing some of the ways by which you can remit money to India as an NRI.

  1. Money Transfer Companies

The USA to India is one of the most competitive exchange corridors where more than 50 companies are offering their services. These companies have competitive exchange rates, secure transfer services, faster and cheaper remittance with excellent customer support. You can choose from the above-listed money transfer companies based on your transfer requirements and send money easily to India.

  1. ACH Transfers

Automated Clearing House transfer is the biggest transfer network in the USA and one of the main ways to send or receive money online. The ACH transfer provides electronic or bank-to-bank transfer services in the USA so that one can send funds easily to India. These transfers take approximately 2-3 days to complete and to reach the amount with the recipient.

  1. Wire Transfers

These are the very common form of international transfers which are offered by most of the banks and money transfer companies. Under a wire transfer, you can send money directly into any foreign bank account within 1 business day. This transfer is best for transferring a large amount and time-sensitive remittance abroad.

  1. NRI and NRE account transfers

Many Indian banks have their branches in the US and they are offering their remittance services to the users using their NRI and NRE accounts. With them, you can transfer money to your friends and family in India with a day or two anywhere in the country in any bank. Some of the banks offering such services are HDFC’s QuickRemit, SBI, ICICI remittance services, YES Remit, Remit Money powered by Axis Bank, etc.

  1. Bank Drafts in Indian Rupees

SBI offer bank draft services to its clients abroad to make a draft in Indian rupees which can be cashed instantly when it reaches with the recipient. The draft is free if it amounts to Rs 50,000, but if the amount is lower, then it charges a flat fee of USD $10.

What are the Factors to Considers before sending money to India?

Here are 5 important Factors you should consider before sending money to India:

  1. Amount You Want to Transfer: The more money to send the more value you get. In certain cases you pay less fees and get higher exchange rates as the sending amount increases.
  2. Offered Exchange Rate: The higher the exchange rate, the better value you get for your money.
  3. Hidden Fees & Charges: A lot of companies would claim a Zero fee but then you might end up paying an exchange rate margin.
  4. Transfer Time: How quickly you want the money to be received in India. Different companies take different time that could range from couple of hours to over 5 days.
  5. Discounts & offers: Various companies run promotions across the year to attract more customers like you. These could be in the form of extra exchange rates or a discount on the fees. Always hunt of offers and go with the best realized exchange rate when remitting money.

Steps to transfer money to India from US

Whether you are sending money to your friends or family to India, there are multiple ways of remit money to India and help you to manage the overseas financials. So, here are the steps to transfer money from the US to India:

  1. Compare all the companies and select the one with the best rates and lower transfer fees.

  2. Click on “Send Now” and you will be redirected to the company’s official website.

  3. Here select the country and check the rates and fees again.

  4. Enter the amount you want to send and click on “Send Money Now”.

  5. Sign up with the company, enter all your personal details as asked by the website and details of the recipient.

  6. Submit your bank details to make the transfer.

  7. Re-check all the details and submit the transaction.

  8. Your amount is in transit and you will receive the notifications of transfer on mail and SMS.

  9. You can also track the transaction on your dashboard.

  10. For further rate alerts, you can submit your email ID with Exchange Rate IQ.

What are the Best money transfer services from USA to India?

To help you get the best deal, Exchange Rate IQ team reviewed a large number of services, their exchange rates, fee structure and payin/payout methods. We evaluated companies of parameter like Cheapest, Fastest & number of options.

Cheapest Money Transfer Options to India:

  1. Western Union
  2. Remitly
  3. Ria

Fastest money Transfer options:

  1. Xoom
  2. Ria
  3. World Remit
  4. Remit2India

Best option for Cash Transfer to India:

  1. Western Union
  2. MoneyGram
  3. Transfast

Indian Banks offering Remittance services in US

  1. IndusInd Fast Remit
  2. HDFC QuickRemit
  3. ICICI Remit2India

Best Online Money Transfer options to india

  1. TrasferWise
  2. Xoom
  3. Remitly
  4. Money2anywhere
  5. Remit2India

FAQ's

How long does money transfer from the US to India take?

Most take three to five working days, although some services can take couple of hours. Others can even take up to two weeks. Many domestic wire transfers provide faster services where transfers completed within 24 hours. So, before transferring funds you must check the time company is taking for completing the transactions.
Discuss this question

Can I transfer money from the US to India through my bank?

Yes, most banks offer a wire transfer service, but it is usually more expensive than using the dedicated money transfer websites or remittance companies. You can use your bank account for transferring funds online from multiple websites such as TransferWise, Remitly, Transfast, CurrencyFair and WorldRemit, etc. Besides this, a lot of Indian banks like ICICI, SBI, Axis Bank also offer online remittance services.
Discuss this question

Why do money transfer companies offer different exchange rates?

Different companies have different business models. Some offer a zero fees while taking an exchange rate margin, while others ask for upfront fees. These companies deduct their costs, profits, commissions and margins from the exchange rates they are offering. Hence all the companies have different exchange rates.
Discuss this question

Can I transfer money from the USA to an account in another name at India?

Yes, most money transfer companies require you to add the details of receiving party. If you are sending money to India online you will have to add the bank accounts of the receiving party. It could be your NRI/NRO account or someone in your family/friend.
Discuss this question

Are money transfers regulated is the USA?

Yes, all money transfer companies in USA are regulated and need to obtain license to offer money transfer services. Under federal law, 18 USC § 1960, businesses are required to register for a Money Transmitter license where their activity falls within the state definition of a money transmitter.
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