Send Money to Ghana from the USA at Best Exchange Rates Today

Highest remittance rate for converting US Dollar to Ghana Cedi is 1 USD = 4.96 GHS

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Compare Best Way to Transfer Money to Ghana from the USA

Globally, it is estimated that more than 26 million people live and work outside their home countries to seek opportunities. These people then send the hard-earned money to their families residing in their home countries which add a huge per cent to the GDPs of both the countries. This has helped Ghana to become a medium income country because Ghanaian residents living in the US transfer a large amount to their families. In this process, many money remittance companies have played a key role, which has provided low-cost transfers and the best exchange rates.

Therefore on this page, we have compared the “Top money transfer service from the USA to Ghana”.

Please find below the list of companies in sorted order which is providing the best money transfer service with the highest exchange rates and low fee.

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You Pay (Includes Fee $ 0.99) $ 500.99
Receiving Amount
¢ 2485
Realized Exchange Rate
worldremit USD to GHS Exchange Rate
Best Value


Transfer Time : Instant
Worldremit is a one of the safest & leading money transfer service provider for sending money from USA to Ghana for sending amount 500. Today’s Worldremit exchange rate for sending money from USD to GHS is 4.97 with a $ 0.99 fee. Based on the Exchange Rate IQ calculations it offers the Best Value for your money transfer. The realized exchange rate after considering the fees is 4.96. The pay in options available are Creditcard, Debitcard, also you can receive money using Cash, at multiple Worldremit partner locations. The transfer time usually range between Instant. For more detailed review of Worldremit click here
2 More Options Available

You Pay
(Sending Amount + Fee)

Exchange Rate
(worldremit / Realized)

Receiving Amount
(Receiving Amount)

$ 500.99
Pay-In :
4.97 / 4.96
2-3 Days
¢ 2485
Pay-Out :
$ 504.99
Pay-In :
4.97 / 4.92
¢ 2485
Pay-Out :
You Pay (Includes Fee $ 4.99) $ 504.99
Receiving Amount
¢ 2500
Realized Exchange Rate
transfast USD to GHS Exchange Rate
0.2% vs Best Value


Transfer Time : 3-5 Days
Transfast is a one of the safest & leading money transfer service provider for sending money from USA to Ghana for sending amount 500. Today’s Transfast exchange rate for sending money from USD to GHS is 5 with a $ 4.99 fee. Based on the Exchange Rate IQ calculations it offers 0.2% less than the best value for your money transfer. The realized exchange rate after considering the fees is 4.95. The pay in options available are Bank, also you can receive money using Bank, at multiple Transfast partner locations. The transfer time usually range between 3-5 Days. For more detailed review of Transfast click here

More Available Options

You can check rates of some more providers that may support your country
Make money transfers and manage your account online 24 hours a day, 7 days a week from any device. XE Money has some best customer reviews we have ever seen, which shows that the users are satisfied with its services.
Western Union is an American financial services company which offer money remittance to more than 200 countries across the globe.
World First is a UK-based foreign exchange company. It offers currency exchange and international payments to private clients, corporate and e-Commerce clients in the UK and a number of other countries.
Travelex is a money remittance company which is specially known for providing effective services to travelers across the world. People can transfer money online, use its money card and get currency exchanged at its stores. 
Hifx make moving money around the globe easy and great value.

Money Transfer Summary

By Exchangerate IQ
  • Worldremit offering best value with the highest realized exchange rate today.
  • the fastest money transfer service to send money from USA to Ghana.
  • Offers are available on Worldremit money transfer services.
  • Available pay in when sending money from USA to Ghana Creditcard, Debitcard, Bank.
  • Available pay out when sending money from USA to Ghana Cash, Bank.
  • 2 money transfer services are available to send money from USA to Ghana.
  • The comparison result was last updated on Apr 25, 2019.
  • Money transfer guide for "Ghana" leads you to get better understanding of compare remit.
  • Check Xemoneytransfer, Westernunion, Worldfirst, Travelex, Hifx also when sending money to Ghana from USA.These money transfer services might support it.
  • For the latest comparison result of USA to Ghana, Please visit ExchangeRate IQ regularly.

How to find the best money transfer to Ghana from the USA

The USA to Ghana is not at all competitive transfer corridor, though many people look after this path of transferring money, so here we have bought you some of the best money remittances services. These companies provide multiple offers to reduce the transfer fee and deliver funds at best exchange rates. But the major question arises that after seeing competitive exchange rates, which company you should pick to transfer funds from the USA to Ghana.

A few banks, MTOs and startups are also offering these services to customers with multiple offers and benefits. Due to this competition, consumers now have a large number of choices and negotiating power. But again the question arises is which is the “best money transfer company” according to your needs and requirement of the recipient. So, here are a few base points which you should consider before transferring the US Dollar to Ghanaian Cedi:

  1. Speed: How soon you want your money to reach the recipient? If you want to transfer money faster, you can use cash pickup services of WorldRemit which provides the instant transfer. While, if you have no emergency, then you can use services of Transfast, Western Union, and XE Money, which will deliver money in 2-3 working days.
  1. Exchange Rate: The companies offer different exchange rates depending on the fees they are charging and their margin of profit. For example, Transfast offers a bit lower price than that of live exchange rates but keep it locked until it reaches the recipient. Besides this, WorldRemit changes it depending on the payout option you choose.
  1. Fees and Other Taxes: There are taxes levied on every transfer depending upon the policies of both the countries which will be deducted from the amount paid. The fee is charged by companies on different types of transfers. Before transferring, first, watch out that you will not end up paying more than you should.
  1. Transfer Convenience: If one can transfer in an easy way without any support of customer assistance, then the company is considered as highly convenient. You can make transfers online without physically visiting its office. In the era of digitalization, mobile apps are also necessary which can ease the transfers anytime anywhere. WorldRemit, Transfast, XE Money Transfer, TransferWise, and Western Union are also providing their mobile app.

Top Key factors to consider before transferring funds to Ghana

There are multiple companies providing remittance services from the USA to Ghana, but it is not necessary that it will provide you with the best available services. It is most essential for the sender to take charge and be aware of hidden and transfer fee along with the exchange rates provided by them as well as competitors. So, you should invest your time and explore the best keeping the following factors in mind:

Reliability: You must know that the remittance company whose services you are looking for is reliable and trustworthy. There are many fraud companies come up with their plans which are not licensed and offer minimum fee with the best exchange rates, but your money will not safe with them. The most reliable path of sending funds is through a bank, which imposes a higher fee and lower exchange rates.

Plan the Transaction: If you are planning to transfer funds, you should not wait for making the last minute decision or wait for any emergency. When you feel the prices are at their best, you can transfer the funds with minimum transfer fees. This will cost you less and you can make the most from your money.

Customer Service: Having a helping hand at the time of transferring funds is beneficial if in case you face any difficulty. The reputable companies offer best customer support in the event of mishap like delay or non-arrival of funds.

Money transfer from the USA to Mexico FAQs

How long does an international money transfer to Ghana take?

Most take three to five working days, although some services like WorldRemit can transfer funds instantly in an hour. Money order, cheque and demand draft can even take up to two weeks. Always check with the transferring company before you send your money.

Can I transfer money to Ghana through my bank?

Yes, most banks offer a wire transfer service, but it is usually more expensive than using the dedicated money transfer websites or remittance companies. This amount will be transferred to the Ghana Bank account of the recipient.

What are the multiple ways to transfer money from the USA to Ghana?

One can transfer and receive funds to India in multiple modes including bank transfer, cash pick-up, demand draft transfer, foreign currency cheque, debit card, and credit card.

Why do money transfer companies offer different exchange rates for Ghana?

Different companies have different business models. Some offer zero fees while taking an exchange rate margin, while others ask for an upfront fee. They deduct their costs & profits from the Mid-market exchange rates.

Can I transfer money from the USA to an account in another name to Ghana?

Yes, most money transfer companies require you to add the details of the receiving party. If you are sending money to India online you will have to add the bank accounts of the receiving party. However, many companies do not allow third-party transfers, so you mostly need your own account. 

Are money transfers regulated in the USA?

Yes, money transfers are regulated by the US government. If you transfer more than the US $10,000 then you have to share your as well as the recipient’s personal details with the government.