First, they will kidnap your phone number after you set up an account to call you every other day to follow up on if you are sending money or not. Second, if you want to send 2laks, forget it, because they will calculate and wait till rate drops then they send the money to your relatives, meaning they will get less than 2laks, then you have to send again ARRRRRR :(
Third, too much verification process, have to answer the same question 10 times both from sender's end and receiver's end. Feels like a job interview hahaaha.
Fourth, forget the amount of time it takes.
Fifth, it works, but in their own way, not yours!