Send Money from US to Nepal at the Best Exchange Rates

Highest remittance rate for converting 1 USD to NPR = 131.04

Best Way to Transfer Money to Nepal from the USA

The total value of money remittance worldwide has reached $529 billion in 2018, an increase of 9.6 per cent over the previous record high of $483 billion in 2017. This shows that people are actively participating in the trend to send money to their families and friends who are residing in other countries. This is also because the traditional expensive task has now become cheaper and faster. The same trend has also seen between the USA to Nepal Money transfers, where people are sending large funds to their families residing back in Nepal.

Therefore on this page, we have compared the “Top 6 money transfer service from the USA to Nepal”.

Please find below the list of companies in sorted order which is providing the best money transfer service with the highest exchange rates and low fee.

Many people are stuck between options when it comes to sending money from USA to Nepal because of the many available and confusing options. Thanks to Exchange Rate IQ however, you can quickly select a suitable money transfer service and learn how services like XE Money can make life easier for you.

Country Guide - Nepal


Mid Market Rate



Mid Market Rate


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You Pay (Includes Fee $ 2.5) $ 500
Receiving Amount
NP₨ 65849.1
Realized Exchange Rate
instarem USD to NPR Exchange Rate
Best Value


Transfer Time : 1-2 Days
Instarem is a one of the safest & leading money transfer service provider for sending money from USA to Nepal for sending amount 500. Today’s Instarem exchange rate for sending money from USD to NPR is 132.36 with a $ 2.5 fee. Based on the Exchange Rate IQ calculations it offers the Best Value for your money transfer. The realized exchange rate after considering the fees is 131.04. The pay in options available are Bank, also you can receive money using Bank, at multiple Instarem partner locations. The transfer time usually range between 1-2 Days. For more detailed review of Instarem click here
You Pay (Includes Fee $ 12.62) $ 500
Receiving Amount
NP₨ 64514.4906
Realized Exchange Rate
transferwise USD to NPR Exchange Rate
3.96% vs Best Value


Transfer Time : 3-5 Days
Transferwise is a one of the safest & leading money transfer service provider for sending money from USA to Nepal for sending amount 500. Today’s Transferwise exchange rate for sending money from USD to NPR is 132.37 with a $ 12.62 fee. Based on the Exchange Rate IQ calculations it offers 3.96% less than the best value for your money transfer. The realized exchange rate after considering the fees is 125.85. The pay in options available are Bank, Creditcard, Debitcard, also you can receive money using Bank, at multiple Transferwise partner locations. The transfer time usually range between 3-5 Days. For more detailed review of Transferwise click here

More Available Options

You can check rates of some more providers that may support your country
Travelex is a money remittance company which is specially known for providing effective services to travelers across the world. People can transfer money online, use its money card and get currency exchanged at its stores. 
Western Union is an American financial services company which offer money remittance to more than 200 countries across the globe.
With a worldwide agent network of more than 314,000 locations in 144 countries and growing
Muncha Money Transfer is an online platform to send money from US to Nepal in association with Everest Bank Ltd.
Safe, Legal and Easy way to Send Money.Guaranteed Exchange Rate from USA to Nepal and India

USD to NPR - Best Money Transfer Service Review Summary

  • Which is the best option available to send money from USA to Nepal after comparison?
  • With our real-time comparison on sending money from USA to Nepal ,
      we have found Instarem remittance services who are providing competitive exchange rates.
  • Top 1 companies are - ( Instarem, 131.04 ) .
  • To remit money in the bank account of Nepal, best companies is ( Instarem, 131.04 ).
  • Current money transfer offeres/promotions are available with Instarem money transfer services.
  • For quick money transfer from USA to Nepal with agent service is Instarem with exchange rate 131.04.
  • Available pay in when sending money from USA to Nepal Bank, Creditcard, Debitcard.
  • Available pay out when sending money from USA to Nepal Bank.
  • Other options to transfer money from USA to Nepal are Travelex, Westernunion, Ria, Muncha, Prabhuonline .
  • The comparison result was last updated on Feb 06, 2023.
  • For the latest comparison result of USA to Nepal, Please visit ExchangeRate IQ regularly.

Multiple options to send money to Nepal from the USA

  • Bank transfer: People can transfer money from a bank account of the US to the bank account of Nepal. This is one of the simplest and cheapest ways to transfer money to Nepal.
  • Online money transfer: You can transfer money online using the money transfer services which also allows you to send money from your bank account, debit card and credit card.
  • Cash pick-up: Many companies such as MoneyGram and Western Union offers cash pick-up services to its customers, so you can send money in any mode and the recipient can pick it up from the agent’s place.
  • Cheque and Demand Drafts: People can also send money by foreign cheques or demand drafts, which they can ask their banks to make. However, these methods take a long time to reach the recipient which can extend to 30 days also.

Top Key factors to consider before transferring funds to Nepal

There are multiple companies providing remittance services from the USA to Nepal, but it is not necessary that it will provide you with the best available services. It is most essential for the sender to take charge and be aware of hidden and transfer fee along with the exchange rates provided by them as well as competitors. So, you should invest your time and explore the best keeping the following factors in mind:

Reliability: You must know that the remittance company whose services you are looking for is reliable and trustworthy. There are many fraud companies come up with their plans which are not licensed and offer minimum fee with the best exchange rates, but your money will not safe with them. The most reliable path of sending funds is through a bank, which imposes a higher fee and lower exchange rates.

Plan the Transaction: If you are planning to transfer funds, you should not wait for making the last minute decision or wait for any emergency. When you feel the prices are at their best, you can transfer the funds with minimum transfer fees. This will cost you less and you can make the most from your money.

Customer Service: Having a helping hand at the time of transferring funds is beneficial if in case you face any difficulty. The reputable companies offer best customer support in the event of mishap like delay or non-arrival of funds.


How long does an international money transfer to the Nepal from the US take?

Most take three to five working days, although some services like WorldRemit can transfer funds instantly in an hour. Western Union also offers cash pick-up services in the Nepal, so that the funds can be reached to recipient immediately. Money order, cheque and demand draft can even take up to two weeks. Hence, you must always check the transfer time with the transferring company before you send your money.

Discuss this question

Can I transfer money to the Nepal from US through my bank?

Yes, most banks in the US offer a wire transfer service, but it is usually more expensive than using dedicated money transfer websites or remittance companies. This amount will be transferred to the Nepalese Bank account of the recipient. Besides this, most of the money transfer companies offer bank account transfer services for its customers, which cost much lower than that of transferring directly with bank.

Discuss this question

What are the multiple ways to transfer money from US to the Nepal?

One can transfer and receive funds at Nepal in multiple modes including bank transfer, cash pick-up, demand draft transfer, foreign currency cheque, debit card, and credit card.

Discuss this question

Why do money transfer companies offer different exchange rates for the Nepal?

Different companies have different business models. Some offer zero fees while taking an exchange rate margin, while others ask for an upfront fee. These companies deduct costs, profits, commissions and margins from the exchange rates they are offering. Therefore, all the companies have different exchange rates to offer to its customers.

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Can I transfer money from US to an account in another name to the Nepal?

Yes, most money transfer companies require you to add the details of the receiving party. If you are sending money to Nepal online you will have to add the bank accounts of the receiving party. However, many companies do not allow third-party transfers, so you mostly need your own account.

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Are money transfers regulated in US?

Yes, money transfers are regulated by the US government. If you transfer more than the US $10,000 then you have to share your as well as the recipient’s personal details with the government.

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Historical Mid Market Exchange Rate From US Dollar (USD) to Nepal Rupee (NPR) (Weekly)

Current Exchange Rate(Mid Market) :- 132.67 NPR/USD

Mid-market Rate is a currency exchange rate. Usually traders in currency exchange market have two exchange rates -
  • Selling exchange rate - at which sellers are willing to sell a particular currency and
  • Buying exchange rate - at which buyers are willing to buy a particular currency.
Mid-market rate is the mid-point of these two rates. This is the most transparent and the most accurate exchange rate. It is also known as “Interbank Rate” or “Spot Rate” or “Real Exchange Rate”. This is the rate which independent sources like Reuter, Google etc show.

Compare Currency Conversion USD To NPR

Send US Dollar To NEPAL Receive Nepal Rupee
1 USD TO NPR 132.67
50 USD TO NPR 6633.5
100 USD TO NPR 13267
250 USD TO NPR 33167.5
500 USD TO NPR 66335
1000 USD TO NPR 132670
5000 USD TO NPR 663350
10000 USD TO NPR 1326700
Send Nepal Rupee Receive US Dollar From NEPAL
1000 NPR FROM USD --
5000 NPR FROM USD --
10000 NPR FROM USD --

Click To Compare Money Transfer Services For The Following

Best Money Transfer Rate USD to NPR

Company Name Live Exchange Rate
XE Money Transfer NP₨ 132.67
Instarem NP₨ 132.36
Transferwise NP₨ 132.37

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