Best way to Send Money from US to Kenya

Highest remittance rate for converting 1 USD to KES = 128.65

Send Money from US to Kenya

Explore & compare 1 money transfer services to send money from USA to Kenya. Compare exchange rate and fees for US Dollar to Kenya Shilling. Choose the best remittance service for your fund transfer from USA to Kenya for US Dollar to Kenya Shilling to send money online or to send cash. Save time & money on international money transfer with best deals and discount offers. Send money overseas conveniently with ExchangeRateIQ .

The relationship between Kenya and the US explains it easily that the transfer of money has been made possible and easy. Over the years, Kenya has enjoyed money sent from their counterparts working and living in America. Being one of the best places to outsource online as well, freelancers are also finding ease in working remotely. Learn how you can send money to Kenya from US here at Exchange Rate IQ.

Country Guide - Kenya


Mid Market Rate



Mid Market Rate


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You Pay (Includes Fee $ 2.99) $ 52.99
Receiving Amount
KSh 6817
Realized Exchange Rate
remitly USD to KES Exchange Rate
Best Value


Transfer Time : 1-2 Days
Remitly is a one of the safest & leading money transfer service provider for sending money from USA to Kenya for sending amount 50. Today’s Remitly exchange rate for sending money from USD to KES is 136.34 with a $ 2.99 fee. Based on the Exchange Rate IQ calculations it offers the Best Value for your money transfer. The realized exchange rate after considering the fees is 128.65. The pay in options available are Bank, also you can receive money using Bank, at multiple Remitly partner locations. The transfer time usually range between 1-2 Days. For more detailed review of Remitly click here
1 More Option Available

You Pay
(Sending Amount + Fee)

Exchange Rate
(remitly / Realized)

Receiving Amount
(Receiving Amount)

$ 53.99
Pay-In :
136.34 / 126.26
1-2 Days
KSh 6817
Pay-Out :

More Available Options

You can check rates of some more providers that may support your country
With a worldwide agent network of more than 314,000 locations in 144 countries and growing
Travelex is a money remittance company which is specially known for providing effective services to travelers across the world. People can transfer money online, use its money card and get currency exchanged at its stores. 
Western Union is an American financial services company which offer money remittance to more than 200 countries across the globe.

About USD and KSH

It is easy to send money from US to Kenya whether it is for business purposes, trade deals, sending money to relatives residing in Kenya or giving out a token to a loved one. Kenya boasts the largest GDP in East and Central Africa. This makes it much easier to send money to the country.

You need to compare the exchange rates as well as the transfer fees of the various options you have. This is what we have done for you here at Exchange Rate IQ. Find out how we reveal the various options that you can use when sending money from the US to Kenya.

Best way to send money from the US to Kenya

Banks Transfers/Deposits

Despite banks offering relatively more transfer fees as compared to other money transfer options, they are reliable. This is because they are safe and keep track of your money with the guarantee that it will reach its destination on time.

You, however, have to look at the exchange rates and the various fees charged between the banks and choose which one fits you best. If you are lucky that you and the recipient share the same bank that operates in both countries then you can count yourself luckier.

Direct Money Transfer Service Providers

These include services companies like Western Union and Travelex that offer better rates than banks but slightly more costly rates than the affordable money transfer companies. These services are fast and can convey your transfers within 10 minutes or less.

Online Money Transfers Companies

There are a lot of money transfer companies that you can use when transferring your funds from US to Kenya. Such are XE Money Transfers, Xoom, World Remit, Remitly and Money2anywhere that offer different rates to suit your preference. These companies offer more affordable rates than most banks do and are a good outlet if you want to cash out.

Post Office

Post offices are common in Kenya and enable your recipients to receive money easily. They are however relatively costly as compared to money transfer agencies. With the impact of online money transfer services and mobile money transfer services like M-pesa, post offices are becoming less popular way for transferring money from US to Kenya.

6 Things to consider when sending money from US to Kenya.

You should look at several factors when choosing the best transfer option to send your money from the US to Kenya. These are:

  • Hidden fees: You should ask whether the provider charges a flat fee or a percentage of your transfer plus if there is any other hidden fee. Many people don’t have a problem with paying for money transfer but the hidden charges can cause a great inconvenience. 
  • Method of Transfer: Some of the common methods of transferring money from the US to Kenya are through banks, online, mobile apps or well-known agent locations.
  • Hedging options: This method involves scheduling your payments ahead of time or even protecting your transfer against market fluctuations with a forward contract or a limit order.
  • Transfer speed: You need to consider how much it takes for your transfer to reach its destination. Companies like Western Union take a matter of minutes to deliver your cash. Independent providers take more time to convey your cash, but you will have to sacrifice the time it takes.
  • Transfer limits: Providers offer relatively low rates when transferring large amounts of sums as incentives for more and large transactions. Your best option depends on how much you want to send.
  • Customer Service: The support you need when making your transactions matters a lot.


What is the best mode of transfer when sending money to Kenya from US?

The method of transfer you use to send your money from the US to Kenya depends on various factors such as method of transfer, transfer speed, limits, hidden fees, etc. You have to make sure that you maximize the various benefits that most companies offer to make your transfer of much value.
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It is my first time sending money from US to Kenya. How do I go about it?

Visit Exchange Rate IQ to learn more. Exchange Rate IQ makes sure that you get updated information concerning all this at your convenience.

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What is the best way to send money from US to Kenya?

PayPal seems to be winning the race for the best way to send money from US to Kenya because of their partnership with Safaricom’s M-pesa which is one of its kind money transfer system in the world that can allow the recipient to withdraw from PayPal directly into their sim-card and withdraw the cash through M-pesa agents spread all over the country.

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Historical Mid Market Exchange Rate From US Dollar (USD) to Kenya Shilling (KES) (Weekly)

Current Exchange Rate(Mid Market) :- 132.75 KES/USD

Mid-market Rate is a currency exchange rate. Usually traders in currency exchange market have two exchange rates -
  • Selling exchange rate - at which sellers are willing to sell a particular currency and
  • Buying exchange rate - at which buyers are willing to buy a particular currency.
Mid-market rate is the mid-point of these two rates. This is the most transparent and the most accurate exchange rate. It is also known as “Interbank Rate” or “Spot Rate” or “Real Exchange Rate”. This is the rate which independent sources like Reuter, Google etc show.

Compare Currency Conversion USD To KES

Send US Dollar To KENYA Receive Kenya Shilling
1 USD TO KES 132.75
50 USD TO KES 6637.5
100 USD TO KES 13275
250 USD TO KES 33187.5
500 USD TO KES 66375
1000 USD TO KES 132750
5000 USD TO KES 663750
10000 USD TO KES 1327500
Send Kenya Shilling Receive US Dollar From KENYA
1000 KES FROM USD --
5000 KES FROM USD --
10000 KES FROM USD --

Click To Compare Money Transfer Services For The Following

Best Money Transfer Rate USD to KES

Company Name Live Exchange Rate
XE Money Transfer KSh 132.75
Remitly KSh 136.34

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